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Discharging Tax Debt in Bankruptcy

tax debt

Have you ever heard the statement “tax debt is not dischargeable in bankruptcy”? Luckily that assumption is not entirely correct and relief may be available. Non-dischargeable taxes includes debts for unpaid property taxes and any debts associated with unpaid income taxes, due within the 3 years immediately prior to filing bankruptcy.

However, if your tax debt meets the following criteria, it may be discharged in your Chapter 7 Bankruptcy:

  1. The money owed is
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Are Reinstatement Fees Keeping You From A Valid Driver’s License?

reinstatement feesAre BMV reinstatement fees preventing you from obtaining a valid driver’s license?  If so, one way to address this issue is to file bankruptcy.

Your driver’s license can be suspended for a number of different reasons, including getting a DUI/OVI, having multiple traffic violations or speeding tickets, or owing a debt that resulted from an automobile accident.  The reinstatement fees that are incurred and assessed as a result of a suspension must be paid in [Read the full post. . .]

Make the Most of Your Free Bankruptcy Consultation

free bankruptcy consultationThe following items will help me get to know you so that I can analyze your bankruptcy case as quickly as possible.  This, in turn, will provide more to answer your specific questions during the free consultation.  The items requested are not meant to overwhelm you and should not stop you from seeking legal advice.  If you have problems obtaining any of the requested items, it’s ok, still schedule a free bankruptcy consultation.

  1. Recent pay-stubs
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Rebuilding Credit After Bankruptcy

 rebuilding creditOne of the reasons you might file bankruptcy is to get out from underneath the daunting debt that has piled up over time.  But how do you build your credit back up after your bankruptcy case is discharged?  Many individuals will want to purchase a home or motor vehicle in the future and it is hard to do so without any credit.  Rebuilding credit after a bankruptcy case be done but it all depends on
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Even the Debt Collectors Have Rules to Play By

 debt collectorsAt the end of a long work day, and after you have put the kids to bed, cleaned dishes, all you want to do is relax. Then the phone rings…and rings…and rings. You recognize the number as a collection agency calling about your delinquent credit card bill. What are debt collectors allowed to do and what is off limits? Why do you have to do in order for the phone calls to stop and to [Read the full post. . .]

Attorney David J. Smith