body   { background: #3e78af;  }

.mar {
	COLOR: #c90000; FONT-SIZE: 8pt; FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif; FONT-WEIGHT: none; TEXT-DECORATION: none
}
.headline_text   { color: #f8962e; font-weight: bold; font-size: 10pt; font-family: Verdana, Arial, Helvetica, Geneva, Swiss, SunSans-Regular }
.regular_text    { color: white; font-size: 8pt; line-height: 12pt; font-family: Verdana, Arial, Helvetica, Geneva, Swiss, SunSans-Regular }
.headblue {
	COLOR: #00036b; FONT-SIZE: 11pt; FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif; FONT-WEIGHT: none; TEXT-DECORATION: none
}
.headwhite {
	COLOR: #ffffff; FONT-SIZE: 11pt; FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif; FONT-WEIGHT: none; TEXT-DECORATION: none
}
.headyel {
	COLOR: #fff000; FONT-SIZE: 10pt; FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif; FONT-WEIGHT: none; TEXT-DECORATION: none
}
.blue {
	COLOR: #00036b; FONT-SIZE: 8pt; FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif; FONT-WEIGHT: none; TEXT-DECORATION: none
}
.skyblue {
	COLOR: #3e83f5; FONT-SIZE: 10pt; FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif; FONT-WEIGHT: none; TEXT-DECORATION: none
}
.cyanlink {
	COLOR: #6ff0ff; FONT-SIZE: 8pt; FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif; FONT-WEIGHT: none; TEXT-DECORATION: none
}
.headmar {
	COLOR: #810000; FONT-SIZE: 11pt; FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif; FONT-WEIGHT: bold; TEXT-DECORATION: none
}

.smmar {
	COLOR: #c90000; FONT-SIZE: 7.5pt; FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif; FONT-WEIGHT: none; TEXT-DECORATION: none
}			
.text {
	COLOR: #555555; FONT-SIZE: 7.5pt; FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif; FONT-WEIGHT: none; TEXT-DECORATION: none
}
.black {
	COLOR: #000000; FONT-SIZE: 8pt; FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif; FONT-WEIGHT: none; TEXT-DECORATION: none
}
.smblack {
	COLOR: #000000; FONT-SIZE: 7.5pt; FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif; FONT-WEIGHT: none; TEXT-DECORATION: none
}
.smblack:hover {
	COLOR: #ffffff; FONT-SIZE: 7.5pt; FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif; FONT-WEIGHT: none; TEXT-DECORATION: none
}						
.smtext {
	COLOR: #555555; FONT-SIZE: 7.5pt; FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif; FONT-WEIGHT: none; TEXT-DECORATION: none
}	
.smwhite {
	COLOR: #ffffff; FONT-SIZE: 7.5pt; FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif; FONT-WEIGHT: none; TEXT-DECORATION: none
}					
.footerlinks {
	COLOR: #ffffff; FONT-SIZE: 8pt; FONT-FAMILY: Arial, Verdana, Helvetica, sans-serif; FONT-WEIGHT: none; TEXT-DECORATION: none
}		
.footerinfo {
	COLOR: #ffffff; FONT-SIZE: 7pt; FONT-FAMILY: Arial, Verdana, Helvetica, sans-serif; FONT-WEIGHT: none; TEXT-DECORATION: none
}		
.greyhead {
	COLOR: #545454; FONT-SIZE: 8pt; FONT-FAMILY: Arial, Verdana, Helvetica, sans-serif; FONT-WEIGHT: bold; TEXT-DECORATION: none
}	
.grey {
	COLOR: #545454; FONT-SIZE: 8pt; FONT-FAMILY: Arial, Verdana, Helvetica, sans-serif; FONT-WEIGHT: none; TEXT-DECORATION: none
}	
.white {
	COLOR: #ffffff; FONT-SIZE: 8pt; FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif; FONT-WEIGHT: none; TEXT-DECORATION: none
}
ul.arrow
{
list-style: square url('http://www.charlesrowland.com/images/common/listarrow.gif')
}
ul.arrow.arr
{
list-style: square url('http://www.charlesrowland.com/images/common/sublistarrow.gif')
}

a:hover  { color: #ff9000; }